Build credit by reporting your rent

We can help you get credit for your monthly rent payments on your credit report. We report your rent payments to the credit bureaus on your behalf.

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How Rent Reporting Works

You can increase your credit score

Your monthly rent payments are not automatically included on your credit report. HomeLoanGurus can add your monthly payments to your credit report so you can get the benefits. Customers can have an increase of over 100 points.

We do the work for you

HomeLoanGurus collects your monthly rent payments automatically, and provides the data to the credit bureaus for you. Once you are verified in our system, your payments will be confirmed and reported monthly.

Easier to qualify for a home loan

Increase your ability to qualify for the best possible outcome for your home loan. With a higher credit score, you can qualify easier, and even benefit from special first time home buyer options such as down payment assistance.

Users have seen their scores increase by over 105 points

Reporting rent payments can potentially boost your credit score, helping you qualify for a home loan sooner. In some cases, users have gone from not qualifying for a loan to getting pre-qualified in just one reporting cycle.

Get the credit you deserve

Build your credit by reporting your rent to the credit bureaus.

01

Report your rent

HomeLoanGurus reports your monthly rent payments to the credit bureaus, with the ability to report up to 24 months in the past. Every month you report can positively impact your score and get you closer to purchasing a home.

02

Monitor your progress

Stay on top of your credit status by monitoring it on a weekly or monthly basis to keep track of your financial progress. Take advantage of the opportunity to access free TransUnion credit reports on a monthly basis, allowing you to stay informed about changes and developments in your credit profile.

03

Purchase a home

Once your credit score rises to meet the eligibility criteria for a home loan, we'll facilitate your connection with one of our trusted lender partners to assist you in securing pre-approval for your home purchase. Additionally, we can seamlessly link you with one of our Preferred Realtors to streamline the entire process for you.

Customer Testimonials

Very professional but super personable. I felt safe to work along side Bernie to get my credit back to good!

Brenda H

Bernie does a great job. Got me connected with a lender and I bought a home when no one else would work with me. Thanks!

Eric P

Bernie is always knowledgeable and helpful! She is always quick to answer questions and concerns. Looking forward to purchasing a home when we are finished, and Bernie and HomeLoanGurus are helping me reach that goal!

Paula S

Bernie is very good at her job! She can answer your questions & calm your concerns! Very helpful. Very responsive & on time. She does what she says she will do, in the timeframe of when she says it will happen, very ethical & honest. She’s a keeper and she SHOULD be well compensated for her work & commitment! 

Karem L H

My experience with Home Loan Gurus has been amazing. They were attentive and quickly responsive. Bernie has helped me tremendously. I would recommend them too everyone. 

Kiva T

This company has really gone out of their way to help us navigate through the home buying process not only giving personal attention but being there when we have questions and concerns. Bernie has been amazing!!! Thanks for everything!!!! 

Daniel F

Very professional but super personable. I felt safe to work along side Bernie to get my credit back to good!

Brenda H

Bernie does a great job. Got me connected with a lender and I bought a home when no one else would work with me. Thanks!

Eric P

Bernie is always knowledgeable and helpful! She is always quick to answer questions and concerns. Looking forward to purchasing a home when we are finished, and Bernie and HomeLoanGurus are helping me reach that goal!

Paula S

Bernie is very good at her job! She can answer your questions & calm your concerns! Very helpful. Very responsive & on time. She does what she says she will do, in the timeframe of when she says it will happen, very ethical & honest. She’s a keeper and she SHOULD be well compensated for her work & commitment! 

Karem L H

My experience with Home Loan Gurus has been amazing. They were attentive and quickly responsive. Bernie has helped me tremendously. I would recommend them too everyone. 

Kiva T

This company has really gone out of their way to help us navigate through the home buying process not only giving personal attention but being there when we have questions and concerns. Bernie has been amazing!!! Thanks for everything!!!! 

Daniel F