Learning Hub

Credit Improvement
February 2, 2024

6 Ways Secured Credit Cards Help Improve Credit Scores

Secured credit cards can be a helpful tool in building credit because they provide an opportunity for individuals with limited or poor credit history to establish or improve their creditworthiness. We have partners at HomeLoanGurus that can provide you a secured card.
Credit Improvement
February 2, 2024

8 Tips To Improve Your Credit Score

Improving your credit score can take time and effort, but it's a worthwhile endeavor as a higher credit score can help you qualify for better loan terms, lower interest rates, and access to more favorable financial opportunities. At HomeLoanGurus, we specialize in assisting first time home buyers and borrowers with credit scores below 620 improve their credit situation in order to qualify for a home loan.
Home Buying
February 1, 2024

500-620 Credit Score FHA Home Loan Program For Realtors.

HomeLoanGurus and our lenders have joined forces to offer Realtors direct access to a leading FHA home loan team for buyers with credit scores that range from 500 - 620. With the help of Realtors across the state, HomeLoanGurus has supported lenders in their growth to be some of the largest FHA loan producers in Texas.‍
Home Buying
February 1, 2024

How To Purchase A Home With Bad Credit

At HomeLoanGurus we know that it can be challenging to purchase a home with bad credit, but it's not impossible. We specialize in assisting first time home buyers or borrowers with credit scores below 620 get approved for a home loan. We came up with some high level steps you can take to improve your chances of buying a home with bad credit:
Home Buying
September 6, 2023

Steps of buying a home

For many people, the process of buying a home can seem very intimidating. This is not always the case. The process is fluid and different for everyone, but following these steps can ease the nervousness that comes with buying a home…
Home Buying
May 2, 2023

How To Buy A House In Texas With Bad Credit

Purchasing a house can be a daunting task, especially if you have a bad credit score. However, it is not impossible. Approximately 16% of Americans have bad credit, but there are multiple options available to buy a house in Texas despite this setback.