HomeLoanGurus and our lenders have joined forces to offer Realtors direct access to a leading FHA home loan team for buyers with credit scores that range from 500 - 620.
With the help of Realtors across the state, HomeLoanGurus has supported lenders in their growth to be some of the largest FHA loan producers in Texas.
If you have buyers unable to get approved to purchase a home, let us help you. We only work with credit challenged buyers, and have the lending expertise to assist your buyers become pre-approved.
Our FHA program for buyers with a credit score range of 500 - 620.
500 - 579 credit - FHA - 10% min. down payment
580+ credit - FHA - 3.5% min. down payment
580+ credit - VA - 0% down payment
Manual underwrite on FHA & VA loans available
FHA up to 56.99% DTI with automated approval
Alternative trade lines accepted
21-30 day turn around from contract date to fund date