Home Loans Made Smarter
I Am A Veteran, What Are My Benefits?
Veterans Have Some Of The Best Benefits!
A VA loan is a mortgage loan in the United States guaranteed by the U.S. Department of Veterans Affairs. VA loans allow offer long-term financing to eligible American veterans or their surviving spouses.
These loans are provided by private lenders, but the VA guarantees a portion of the loan, which enables the lender to provide more favorable terms. The loan can be used for a number of reasons:
Buy a home
Build a home
Purchase and improve a home
Improve a home by installing energy-related features
Buy a manufactured home or lot
The benefits of a VA loan are astounding. Using a Purchase Loan will allow you to purchase a home at a competitive interest rate, often without requiring a downpayment or private mortgage insurance. The Streamline Refinance Loan can help obtain the lowest interest rate possible with a VA loan. The Native American Direct Loan Program helps eligible Native American Veterans finance homes on Federal Trust Land. Adapted Housing Grants help Veterans with a permanent and service-connected disability purchase or adapt homes to account for their disability.