How to turn credit challenged buyers into deals.

Working with potential buyers that have bad or challenged credit can be difficult...or at least until now! HomeLoanGurus and AmCap Home Loans have partnered to focus on FHA home loans for borrowers with credit scores starting at 500.

This partnership has quickly grown into one of the largest producers of FHA home loans in the state of Texas, and our expertise can help your customers become pre-approved to purchase a home through you.


Every Realtor has been in this situation - money has been spent on marketing, leads are generated, but potential buyers do not have a qualifying credit score. Plans are put on hold, marketing dollars have been spent and the opportunity is lost.


HomeLoanGurus only works with credit challenged borrowers and we can help!


If you have buyers that have a credit score ranging from 500 - 620, give us a call or ask us to call you here.

Our FHA program for buyers with a credit score range of 500 - 620.

  • 500 - 579 credit - FHA - 10% min. down payment

  • 580+ credit - FHA - 3.5% min. down payment

  • 580+ credit - VA - 0% down payment

  • Manual underwrite on FHA & VA loans available

  • FHA up to 56.99% DTI with automated approval

  • Alternative trade lines accepted

  • 21-30 day turn around from contract date to fund date




© 2020 by HomeLoanGurus

401 N. Carroll Ave, Suite 154

Southlake, TX  76092

HomeLoanGurus.com is not a mortgage lender or mortgage bank and does not directly offer any mortgage products. This site is not an advertiser for consumer credit as defined in 12 CFR1026.2(a)(2).