How To Get Your Credit Challenged Buyers Approved Today!


Finding home loans for customers with bad or challenged credit can be difficult...or at least until now! HomeLoanGurus has a challenged credit program powered by AmCap Home Loans.

Every Realtor has been in this situation - a buyer wants to start shopping for a new home, and once they go to their bank the potential buyers are told their credit score is too low. This can be frustrating for you and for the buyer. Plans are put on hold, marketing dollars have been spent, time could potentially be wasted.

We can help!

HomeLoanGurus is introducing the Credit Challenged Home Loan Program powered by AmCap Home Loans.

We work with buyers with a credit score range of 500 - 620.

  • 500 - 579 credit - FHA - 10% min. down payment

  • 580+ credit - FHA - 3.5% min. down payment

  • 580+ credit - VA - 0% down payment

  • Manual underwrite on FHA & VA loans available

  • FHA up to 56.99% DTI with automated approval

  • Alternative trade lines accepted

All of this, and we have 21-30 day turn timeshare from contract date to fund date!

If you have any buyers that fall within a 500 - 620 credit score, give Joe Healy a call today so we can help - 972-740-2227.

© 2021 by HomeLoanGurus

401 N. Carroll Ave, Suite 154

Southlake, TX  76092

HomeLoanGurus.com is not a mortgage lender or mortgage bank and does not directly offer any mortgage products. This site is not an advertiser for consumer credit as defined in 12 CFR1026.2(a)(2).